Building Your Custom Home with Confidence

Published January 6, 2022

Over the past couple of years, many who formerly wrestled with the idea of buying or building a home finally made the move to do so. It seems that being at home so often made them realize the importance of having one best suited for them and their families. 

Beautiful custom built kitchen with brown cabinets and gold accent lighting.

If you’ve come to this realization and you’re ready to make the next step towards building your custom home but fear ongoing issues like inflation and fluctuating interest rates, you deserve to know that doing so is still well within reach! 

Here are a few reasons why you can build your custom home with confidence in 2022: 

Homebuilder sentiment remains high: Homebuilders are still struggling with supply chain issues, but demand remains steady. In fact, builder confidence in single-family home construction rose last year. Despite ongoing issues, buyers continue to buy and builders continue to build–and you can, too! 

  • Interest rates aren’t as high as they seem: Though the headlines indicate high interest rates, buyers shouldn’t be alarmed. Historically, interest rates are quite low–for comparison, at this time in 2019, that national interest rate was almost a full percent higher. Over the past twenty years, interest rates have dropped nearly 6%. Later this year, they are expected to rise slightly with Federal Reserve increases before coming down again. This implies a few things: 
  • With higher interest rates, fewer buyers will be in the market, meaning less competition for those who are trying to build, and less competition over already-scarce resources. 
  • These interest hikes are meant to help fight inflation and hopefully decrease the price of materials. 

The experts say to either act now or hold if you can–either way, future buyers can feel confident in knowing that though interest rates are high at the moment, they will come down in the future. And most of all, keep an eye on interest rates: at the end of the day, this factors heavily into the overall price of building a home and is important to ensure you’re building something within your budget. 

  • Build or buy? The costs are comparable: Depending on specs and location, building a home can be up to 8 percent less expensive than buying (Zillow, HomeAdvisor). And those with slightly larger budgets have more leverage with either decision. But a custom-built home offers you the opportunity to build your custom home from foundation to finished product, ensuring that every inch of your home is created with you and your family’s wants and needs in mind.

At the end of the day, soon-to-be home buyers should know that their dreams of creating their custom home are well within reason–especially with a great partner at their side. The best thing you can do is starting talking to a builder as soon as possible. At LaFollette Custom Homes, we’ll work with you to monitor the market, ensuring we’re building according to your budget and with fluctuating mortgage and interest rates in mind. Additionally, our seasoned builders will help identify custom fittings and finishes that are right for you and your budget. 

When you need a home builder that understands your family’s dreams and desires, you can trust our family at LaFollette Custom Homes. Give us a call at 979-589-8343 or contact us at for a consultation! 



More Posts

Your dream home is only a phone call away

When you are ready for a builder who understands your family’s dreams and desires, talk to our family at LaFollette Custom Homes. Our team of Custom Home Consultants will guide you through the process from start to finish.